Home Loan Eligibility Criteria

Bharosa Bank Eligibility Criteria for Home Loans are very easy; Any Indian with a good financial profile can obtain a loan. Some of the criteria differ depending on whether you are self-employed or salaried while others remain common.

• Identity Proof (any one) PAN card, Driving license, Voter ID, Valid passport
• Address Proof (any one)Electricity bill/water bill/telephone bill
• Other Documents: Passport-size photograph, Proof of 5 years of business continuity (for self-employed individuals)
• Bank Statements for the last 6 months
• Last 6 months salary slips (for salaried customers)
• Audited financial statements (for self-employed and SME applicants)
• Form 16
• Income Tax Returns for the last 3 years